Skip to content

Residential Real Estate Lender

Posted: 03/21/2021

First State Bank & Trust Company is seeking a confident, experienced lender to fill a Residential Real Estate Lending position.  This position will provide an environment where you have the ability to cultivate and maintain relationships to grow a loan portfolio.  The ideal candidate is highly motivated and enjoys working in a dynamic financial environment.  First State Bank & Trust is a locally owned community bank.  We believe in providing “Amazing People, Exceptional Experiences.”   
Essential Functions

  • Opportunity to cultivate relationships and develop new business by contacting prospects and customers.
  • Take applications, provide list of items needed to validate the application.
  • Monitor the progress of the loans in process and assist when needed to get the information required to complete/approve the loan.  Make sure loans are completed within the deadlines.
  • Keep up on all information pertaining to the mortgage industry and constantly changing rules and regulations of the government; Fannie Mae, Freddie Mac and the investor products.
  • “Puzzle solving skills” to be able to meet the challenges when the client’s information changes or the program parameters change.
  • Quarterly information to the CFO for the call report.
  • Attendance at required meetings for NIFA or information at NMA meetings/seminars including numerous webinars for updated and changing information. 
  • Attend weekly Loan Committee Meeting.
  • Annual review of contracts with investors and decision making regarding strategic loan partners.  Communicate with potential investors that might better suit our client’s needs.
  • Represent the Bank professionally both inside and outside the office.
  • Establish and maintain rapport with all levels of branch personnel.
  • Other duties as directed by management.
  • Bachelor’s Degree in a business-related field or equivalent experience.
  • Current MLO Registry.
  • Notary.
Knowledge, Skills, Abilities:
  • Strong financial analysis and underwriting skills.
  • Flexibility to meet the ever-changing atmosphere in the mortgage market and constantly changing rules and regulations.
  • Ability to read, interpret and understand financial information.
  • Superior organization skills and attention to detail.
  • Ability to multi-task, prioritize effectively and be a self-starter.
  • Excellent communication and customer service skills.
  • Excellent time management.
  • Professional image.
  • Competitive Salary based on experience
  • Medical, Dental, Vision, Life and AD&D Insurance
  • 401(k) with employer match
  • Paid Time Off
  • Payroll Direct Deposit
  • Free Bank services
  • Discounted YMCA Gym Membership
  • 10 paid holidays
Prior to hire, we do background screening and drug testing.  This is required.
Must have a valid driver’s license.
Please submit your resume to Human Resources at
First State Bank & Trust Company is an Equal Opportunity Employer/Veterans/Disabled.
Company’s website(s):