Skip to content

First State Bank & Trust Company


Banks & Credit UnionsAg/Farm LoansBanquet/Meeting FacilitiesFinancial & Investment ServicesMortgage BankingReal Estate Services

About Us

First State Bank & Trust Company has provided financials services for over 65 years as Fremont's only 100% locally-owned community bank. We began our work in Fremont in 1956 and take pride in the role we have played in the growth of our community.

One of our core strengths is as a preferred lender to small business. Due to our local ownership and management, we are able to evaluate opportunities in a timely manner and deliver decisions quickly. Many of our business relationships have spanned decades and we enter each new relationship with that same goal in mind.

We believe that education is paramount to the success of this community. That is why we developed First State Bank & Trust University, founded two bank in school programs, underwrite a financial literacy program in the Fremont high schools, sponsor dozens of classes through our program and provide annual hometown support scholarships that encourage our students to return to live and work in Fremont. We genuinely care about giving our neighbors and friends the tools they need to be successful.

Investing in Fremont is not just our tagline, it’s the way we do business.


Gallery Image First%20State%20Front%2010x3.7x150a.jpg
Gallery Image First%20State%20back%2010x4x150%20.jpg


Commercial Lender (Blair)
Category: Banking
First State Bank & Trust Company is seeking a confident, experienced lender to fill a Commercial Loan Officer position.  This position will provide an environment where you have the ability to cultivate and maintain relationships to grow a loan portfolio.  In this role, you will have the opportunity to showcase your skills, as this role will be focused on developing and managing commercial, more
Contact: Kristy Pafford
Phone:(402) 721-2500

Rep/Contact Info

Card image cap
Pam England
VP Compliance Officer & Risk Management
Card image cap
Jessica Fickbohm
Assistant Vice President - Relationship Manager
Card image cap
Chuck Johannsen
President/CEO/Chairman of the Board
Card image cap
Frank J Kment
Vice President - Commercial Loan Officer
Card image cap
Ronda Niehaus
Sr. Vice President - Trust Services
Card image cap
Kristy Pafford
Vice President - Human Resources
Card image cap
Jon Rohlfs
Senior Vice President - Lending
Card image cap
Renen Sahr
Financial Advisor
Card image cap
Cindy Slykhuis
Vice President - Marketing
Card image cap
Nick Vrba
Sr. Vice President - Senior Lender